What's New

Pacific Admiral VUL 2

• Single life flexible premium variable universal life insurance with indexed fixed option(s)
• Issue ages 0-90 with initial minimum death benefit of $50,000 for individual life
• In addition to Basic Coverage, it offers a choice of either Long-Term Performance Rider (LTPR) or SVER-3 Term Insurance Rider (SVER) coverage types. LTPR is designed for higher long-term Cash Surrender Values and SVER is designed for higher early year Cash Surrender Values. LTPR and SVER cannot be on the same policy
• Standard and Indexed Loans are available.
• Minimum Indexed Benefit Rider (MIBR) is automatically added at policy issue for no additional cost. MIBR may provide an Indexed Termination Credit (ITC) that could increase the Net Cash Surrender Value at the time of a full policy surrender. See the illustration or product technical guide for additional information.
• Offers non-guaranteed Additional Credits and additional credit factors that may credit your Accumulated Value starting as early as policy year 11 for the fixed account, indexed account(s) and variable investment options.
• Up Age 90 No-Lapse Guarantee Rider is added automatically at policy issue for issue ages 0-79. If the rider benefit requirements are met, this rider protects the policy from lapse for any duration, up to the insured’s age 90. This rider is not available with Death Benefit Option C
• Optional Flexible Duration No-Lapse Guarantee Rider protects policy from lapse for any duration, up to lifetime.
• Optional indemnity style Long Term Care Rider (subject to state availability)
• Optional Premier Chronic Illness Rider (subject to state availability)
• Optional No-Lapse Guarantee Rider protects policy from lapse for any duration, up to lifetime
• Premier Living Benefits Rider 2 can be included with no up-front costs (subject to state availability)
• Multiple Indexed Account Options:
• 1-Year Indexed Account
• 1-Year High Cap Plus Indexed Account

The Indexed Accounts credit interest based in part on the growth of the underlying Index without dividends or directly participating in any stock or equity investments.

Click here to download the product brochure for additional information.

Policy Form Series Number for Pacific Admiral VUL 2 ICC25 P25VIUL, ICC25 S25ADM2, or P25VIUL, S25ADM2

Rider Form Series Numbers:

• Long-Term Performance Rider (Form Series ICC25 R25LTP, ICC25 S25LTP, or R25LTP, S25LTP)
• SVER-3 Term Insurance Rider (Form Series ICC18 R18SV3, ICC18 S18SV3 or R18SV3, S18SV3)
• Indexed Loan Rider (Form Series ICC23 R23ALR3, ICC23 S23ALR3 or R23ALR3, S23ALR3)
• Minimum Indexed Benefit Rider (Form Series ICC20 R20MIBR, ICC20 S20MIBR or R20MIBR, S20MIBR)
• Up to Age 90 No-Lapse Guarantee Rider (Form Series ICC22 R22NLG, ICC22 S22NLG or R22NLG, S22NLG)
• Flexible Duration No-Lapse Guarantee Rider (Form Series ICC25 R25FNL, ICC25 S25FNL or R25FNL, S25FNL)
• Premier LTC Rider (Form Series ICC16 R16LTC, ICC16 R16LTCV SP, ICC16 R16LTCV NLGI SP or R16LTC, R16LTCV SP, R16LTCV NLGI SP)
• Premier Chronic Illness Rider (Form Series ICC22 R22CHR, ICC21 S21CHR or R22CHR, S21CHR)
• Premier Living Benefit Rider 2 (Form Series ICC18 R18ADB, ICC18 S18ADB or R18ADB, S18ADB)

Click here to download the bulletin for additional information.

Pacific Elite Term

• New minimum face amount of $250,000
• New, optional Conversion Extension Rider that extends the conversion period beyond the base conversion benefit (only available on 20-year and 30-year term durations and subject to state availability)
• New Chronic Illness Rider can be included with no up-front cost (subject to state availability)
• New Critical Illness Rider can be included with no up-front cost (subject to state availability)

Click here to download the product brochure for additional information.

Policy Form Number for Pacific Elite Term: (Form Series ICC12 P12TRF or P12TRF)

Rider Form Series Numbers:

Conversion Extension Rider (Form Series ICC25 R25EXT or R25EXT)

Chronic Illness Rider (Form Series ICC25 R25TCH or R25TCH)

Critical Illness Rider (Form Series ICC25 R25TCI or R25TCI)

Pacific Venture UL 2

• Single life flexible premium UL insurance product
• Issue ages 0-90 with initial minimum death benefit of $50,000 for individual life
• In addition to Basic Coverage, it offers a choice of either Long-Term Performance Rider (LTPR) or SVER-3 Term Insurance Rider (SVER) coverage types. LTPR is designed for higher long-term Cash Surrender Values and SVER is designed for higher early year Cash Surrender Values. LTPR and SVER cannot be on the same policy
• Offers a non-guaranteed additional credit beginning in policy year 11
• Age 90 No-Lapse Guarantee Rider is added automatically at policy issue for issue ages 0-79. If the rider benefit requirements are met, this rider protects the policy from lapse for any duration, up to the insured’s age 90. This rider is not available with Death Benefit Option C
• Optional indemnity style Long Term Care Rider (subject to state availability)
• Optional Premier Chronic Illness Rider (subject to state availability)
• Optional Flexible Duration No-Lapse Guarantee Rider protects policy from lapse for any duration, up to lifetime
• Premier Living Benefits Rider 2 can be included with no up-front costs (subject to state availability)

Click here to download the product brochure for additional information.

Policy Form Number for Pacific Venture UL 2: Form Series ICC25 P25UL, ICC25 S25VEN2 or P25UL, S25VEN2

Rider Form Series Numbers:

• Long-Term Performance Rider (Form Series ICC25 R25LTP, ICC25 S25LTP or R25LTP, S25LTP)
• SVER-3 Term Insurance Rider (ICC18 R18SV3, ICC18 S18SV3 or R18SV3, S18SV3)
• Age 90 No-Lapse Guarantee Rider (Form Series ICC22 R22NLG, ICC22 S22NLG or R22NLG, S22NLG)
• Premier Living Benefit Rider 2 (Form Series ICC18 R18ADB, ICC18 S18ADB or R18ADB, S18ADB)
• Premier LTC (Form Series ICC15 R15LTC, ICC15 R15LTC SP, ICC15 R15LTC NLGI SP or R15LTC NLGI SP, R15LTC NLGI SP, if FL: R15LTC, R15LTC2 SP, and R15LTC NLGI SP)
• Premier Chronic Illness Rider (Form Series ICC22 R22CHR, ICC23 S23CHR or R22CHR, S23CHR)
• Flexible Duration No-Lapse Guarantee Rider (Form Series ICC25 R25FNL, ICC25 S25FNL or R25FNL, S25FNL)